Frequently Asked Questions about Infinite Capital

Infinite Capital is a DeFi yield protocol built to help users earn the highest possible yields on their stablecoins. The protocol works by accepting stablecoin deposits (such as USDC), minting iUSD — a yield-bearing token — and deploying capital across a diversified portfolio of DeFi yield strategies. Infinite Capital uses a tranche system that separates participants into Senior and Junior positions, offering different risk/reward profiles. Users can also lock tokens for enhanced returns and earn Infinite Capital Points for participating in the ecosystem.

Getting started with Infinite Capital is straightforward. Visit the Infinite Capital app and click the "Connect" button in the top navigation bar. Infinite Capital supports most popular Web3 wallets including MetaMask, WalletConnect, Coinbase Wallet, and many others. Once connected, you can deposit stablecoins to mint iUSD and begin earning yield immediately. Make sure you have USDC in your wallet and enough ETH to cover gas fees before you begin.

Infinite Capital currently supports USDC as the primary deposit stablecoin for minting iUSD. USDC is a regulated, fully-backed stablecoin issued by Circle, making it one of the most trusted assets in DeFi. The Infinite Capital protocol may expand to support additional stablecoins in future updates. Always check the Infinite Capital app for the most current list of supported assets before making a deposit.

iUSD is the yield-bearing stablecoin at the heart of the Infinite Capital protocol. When you deposit stablecoins into Infinite Capital, you receive iUSD tokens that represent your proportional share of the protocol's yield-generating portfolio. The Infinite Capital protocol deploys deposited capital across multiple DeFi yield strategies — including lending protocols, liquidity pools, and other on-chain opportunities — to optimize returns. iUSD automatically accrues yield over time, meaning its value relative to your underlying stablecoins grows without you needing to take any further action. The current projected Net APY is approximately 5.93% on the Senior Tranche.

The Projected Net APY on Infinite Capital is a forward-looking estimate based on trailing 7-day averages and the current composition of the Infinite Capital Portfolio. It represents an indicative annual yield inclusive of protocol fees but does not represent a guaranteed return. DeFi yields are variable and depend on market conditions, the performance of underlying strategies, and protocol-level factors. Infinite Capital displays this figure transparently in the app so users can make informed decisions, but always understand that past performance does not guarantee future results.

The Infinite Capital tranche system is designed to offer different risk/reward profiles to participants. The Senior Tranche is a lower-risk position where capital is insured against loss by the Junior Tranche. Senior Tranche participants receive a stable, protected yield. The Junior Tranche on Infinite Capital takes on first-loss risk in exchange for higher potential yields — Junior participants absorb any losses before Senior depositors are affected. This structure allows Infinite Capital to serve both conservative yield seekers and higher-risk-tolerance participants within the same protocol.

Infinite Capital employs multiple layers of security and risk management. The tranche system provides structural capital protection for Senior depositors. The protocol's portfolio is diversified across multiple yield strategies to minimize concentration risk. Additionally, Infinite Capital has partnered with Nexus Mutual to offer optional coverage for Infinite Capital assets, providing an additional safety net. As with all DeFi protocols, smart contract risk exists and users should only deposit amounts they are comfortable with. Always do your own research before depositing into any DeFi protocol.

The Lock feature on Infinite Capital allows users to commit their tokens for a fixed time period in exchange for boosted yield rates and additional protocol incentives. By locking, you signal a longer-term commitment to the Infinite Capital ecosystem, which the protocol rewards with enhanced returns. Longer lock durations typically offer better APY multipliers. Locked tokens also earn Infinite Capital Points at an accelerated rate. The trade-off is reduced liquidity during the lock period — your tokens cannot be withdrawn until the lock expires. Check the Infinite Capital Lock page for current lock durations and associated yield boosts.

Infinite Capital Points are protocol loyalty rewards earned by actively participating in the Infinite Capital ecosystem. You accumulate Points by depositing stablecoins to mint iUSD, locking tokens for extended periods, minting on the Infinite Capital Mint page, and other protocol interactions. Points reflect your contribution to the Infinite Capital protocol and may be used for future governance, rewards, or other protocol benefits. To view your current Points balance and ranking, visit the Points section of the Infinite Capital app. Locking tokens typically earns Points at a higher rate than simply depositing.

Infinite Capital provides full transparency into protocol performance. You can view detailed protocol-level statistics including TVL, yield rates, strategy allocations, and historical performance at the Infinite Capital Stats dashboard. The current Infinite Capital TVL of $117.26M is always displayed in the main navigation of the app. To track your personal positions, earnings, and transaction history, visit the Portfolio section of the Infinite Capital app after connecting your wallet. The Infinite Capital Docs also provide in-depth explanations of how yield is generated and allocated across the protocol.